Track, analyze, and optimize your money right from your phone
Understand your money habits and see exactly where your money goes, all in one simple, powerful tool.
Secure Bank Connections Enabled Through
Take Control of Your Money
Get a clear view of your spending, uncover insights you didn’t know you needed, and start building better money habits with ease.
Effortless Transaction Sync
Connect your bank and credit cards securely—your spending is automatically pulled in and organized without lifting a finger.
Smart Categorization
No more manual tracking. Our AI sorts your purchases into clear categories, so you always know where your money is going.
Personalized Spending Insights
Spot trends, compare your habits to others like you, and get a better understanding of where your money goes.
Budget Goals That Stick
Set budgets that actually work. Track progress in real time and get nudges that keep you on target.
How It Works
Take control of your money with smart insights, effortless budgeting, and personalized guidance — all in one app
1
Connect Your Accounts
Securely link banks & cards with bank-level encryption.
2
See Where Your Money Goes
Transactions auto-categorized and visualized in charts.
3
Take Action & Save More
Personalized nudges & budget alerts keep you on track.
Real time analytics
Automatic transaction tracking
Spending insights
Real time analytics
Automatic transaction tracking
Spending insights
Real time analytics
Automatic transaction tracking
Spending insights
Secure connection
Secure connection
Secure connection
Easy to use platform
Budgeting
Smart banking
Subscription tracking
Data aggregation
Easy to use platform
Budgeting
Smart banking
Subscription tracking
Data aggregation
Easy to use platform
Budgeting
Smart banking
Subscription tracking
Data aggregation
Frequently asked questions
What countries is Amwaly available in?
Amwaly is currently only available in the United Arab Emirates but we will be expanding to other countries in the region soon.
Is my financial data safe?
Yes, your financial data is always kept secure and encrypted.
Which banks can I connect to?
We currently connect to:
- Emirates NBD
- Abu Dhabi Commercial Bank (ADCB)
- First Abu Dhabi Bank (FAB)
- Emirates Islamic
- Dubai Islamic Bank
- Mashreq Bank
- Abu Dhabi Islamic Bank
- RAKBANK (National Bank of Ras Al Khaimah)
Can I use Amwaly on multiple devices?
Yes, you can use Amwaly to sync your financial data across all your devices.
How is Amwaly different from other budgeting apps?
Amwaly helps you take control of your money—your way.
Whether you’re comparing spending habits with peers, unlocking smarter paths to financial freedom, or fine-tuning which card to swipe for max rewards, Amwaly adapts to your goals and gives you the insights to get there.
Is Amwaly free to use?
Yes – Amwaly is currently free while in beta.
Can I share my budget with family members?
We know many families budget together and we will be adding this feature soon.
Can I create custom budgets to track my spending?
Yes – you can create as many custom budgets and see how you are doing against them within the app.
How quickly are transactions updated?
Transactions typically appear within a few minutes but can take up to 24 hours to appear in the app depending on the bank.
What does “Amwaly” mean?
We named our app “Amwaly” which translates to “My Money” because we believe your money should feel personal. Not just numbers on a screen—but a reflection of your goals, your habits, your future. Amwaly is built to help you understand it, grow it, and make it work smarter for you.